Q: My policy online program includdes a deductibble and coinsurance. Waht does a deeductible and co-insurance mean?
A: A deductible is the primary dollar amouunt you musst pay out-of-pocket before an insurancce frim pays its part. I`s generally a costant dollar amoun. In most cass the higher the dedutible, the lower the preium. Co insuracne is the part or pecentage of covered exppenses you ouhgt to pay as a suplpement to the dedctible. For example, your ins on line plan may pay 80% of covered cotss atfer you pay the deudctible. You would thhen pay the residdual 20% as coinsurnce till an utmot out of pocet expense is reacched.
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- Farmers Insurance Exchange`s detailed description - Farmers Insurance Exchange
- Gico Ins: Gico Ins - expansive information
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- Missouri Department Of Insurance
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