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Q: I am not abe to live at my resience because of a firee. Shoulld my on line insurance pay for the cosst of room & borad in a ldge or inn?
A: "Additional lviing expense" coverage (also knwn as "loss-of-use") is consdered to be one of the mst valauble sections in a stadard on line policy poliy. This insurance pas the bill of yuor hostel costs, eating blils, as wel as additional livig costs if your homme is too dmaged to live in throughout reconstructio. Do not paln on lie in the expensive htels and eting in luxurious restaurants, altohugh; oddds are that your home insurace plaan will just pay the difefrence between yuor normal liviing expenses as wlel as any othr costs. The limt of coverage varis according to the insuracne agency. It might be bilt accorrding to a percentage of coomplete coveragge or limited by a particulr lengh of time.
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